| 1. | The company has $ 1 . 9 billion in accumulated profits, or surplus.
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| 2. | Reserves include accumulated profits or capital gains retained in the business.
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| 3. | The company has $ 1.9 billion in accumulated profits, or surplus.
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| 4. | Price-fixing down to eliminate competition; price-fixing up to accumulate profit.
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| 5. | As mutual companies, the accumulated profits have traditionally been reserved for the benefit of policyholders.
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| 6. | And that decline wiped out all but $ 50 million of the accumulated profits of investors.
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| 7. | If agent decides to stop at time x, the present value of his accumulated profit is
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| 8. | Traditionally, when mutual insurers wished to go public, they had to distribute their accumulated profits to policyholders.
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| 9. | As merchants accumulated profits, some became financiers.
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| 10. | As a first step, John Hancock, like Prudential and some of the others, will distribute accumulated profits among policyholders.
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